Request Factoring,
Unlock cash flow Today, not months away!
Request Factoring,
Unlock cash flow Today, not months away!
Request Factoring,
Unlock cash flow Today, not months away!
Invoice Seller
Invoice Seller
Invoice Seller
Instant Cash Flow
Get cash for your invoices immediately, no more waiting for payments.
Instant Cash Flow
Get cash for your invoices immediately, no more waiting for payments.
Instant Cash Flow
Get cash for your invoices immediately, no more waiting for payments.
Debt-Free Funding
No loans, no debt—just your money, faster.
Debt-Free Funding
No loans, no debt—just your money, faster.
Debt-Free Funding
No loans, no debt—just your money, faster.
Quick Approval
Fast and easy access to funds without the usual red tape.
Quick Approval
Fast and easy access to funds without the usual red tape.
Quick Approval
Fast and easy access to funds without the usual red tape.
Flexible Financing
Choose which invoices to factor and when—it’s totally up to you.
Flexible Financing
Choose which invoices to factor and when - it’s totally up to you.
Flexible Financing
Choose which invoices to factor and when—it’s totally up to you.
No Perfect Credit Score Needed
Approval is based on your customers’ credit, not yours.
No Perfect Credit Score Needed
Approval is based on your customers’ credit, not yours.
No Perfect Credit Score Needed
Approval is based on your customers’ credit, not yours.
How Does It Work?
How Does It Work?
How Does It Work?
Instead of risking cash flow constraints, businesses and individuals can receive funding by selling their invoices. For example:
Instead of risking cash flow constraints, businesses and individuals can receive funding by selling their invoices. For example:
Business / Freelancer A
Provides a service worth $10,000 to Customer B and issues an invoice to be paid in 3 months.
Business / Freelancer A
Provides a service worth $10,000 to Customer B and issues an invoice to be paid in 3 months.
Business / Freelancer A
Provides a service worth $10,000 to Customer B and issues an invoice to be paid in 3 months.
Customer B
Rather than waiting 3 months for Customer B to pay, Business A sells the invoice to Financier C at an 8% discount.
Customer B
Rather than waiting 3 months for Customer B to pay, Business A sells the invoice to Financier C at an 8% discount.
Customer B
Rather than waiting 3 months for Customer B to pay, Business A sells the invoice to Financier C at an 8% discount.
Financier C
Pays $9,200 upfront to Business / Freelancer A (which is 92% of the invoice value after the 8% discount).
Financier C
Pays $9,200 upfront to Business / Freelancer A (which is 92% of the invoice value after the 8% discount).
Financier C
Pays $9,200 upfront to Business / Freelancer A (which is 92% of the invoice value after the 8% discount).
Earn Profit
Financier C later collects the full $10,000 from Customer B, earning $800 (8%) as profit.
Earn Profit
Financier C later collects the full $10,000 from Customer B, earning $800 (8%) as profit.
Earn Profit
Financier C later collects the full $10,000 from Customer B, earning $800 (8%) as profit.
This allows Business A to access immediate cash while Financier C profits $800 from the difference between the $10,000 collected and the $9,200 paid upfront.
This allows Business A to access immediate cash while Financier C profits $800 from the difference between the $10,000 collected and the $9,200 paid upfront.
How is Request Network Involved?
How is Request Network Involved?
How is Request Network Involved?
Step 1
Bob sends the invoice to Alice
Step 1
Bob sends the invoice to Alice
Step 1
Bob sends the invoice to Alice
Step 2
Alice approves the invoice
Step 2
Alice approves the invoice
Step 2
Alice approves the invoice
Step 3
Bob wants an early payment on approved invoice
Step 3
Bob wants an early payment on approved invoice
Step 3
Bob wants an early payment on approved invoice
Step 4
Request Factoring will share the invoice and gather quotes from partners
Step 4
Request Factoring will share the invoice and gather quotes from partners
Step 4
Request Factoring will share the invoice and gather quotes from partners
Step 5
Request Factoring will share the best quote with Bob for approval
Step 5
Request Factoring will share the best quote with Bob for approval
Step 5
Request Factoring will share the best quote with Bob for approval
Step 6
If accepted, Bob sells the invoice to the best quoting Partner and receives its value early at a discount
Step 6
If accepted, Bob sells the invoice to the best quoting Partner and receives its value early at a discount
Step 6
If accepted, Bob sells the invoice to the best quoting Partner and receives its value early at a discount
Step 7
When Alice pays the invoice, the payment will go directly to the quoting partner instead of Bob
Step 7
When Alice pays the invoice, the payment will go directly to the quoting partner instead of Bob
Step 7
When Alice pays the invoice, the payment will go directly to the quoting partner instead of Bob
Factoring Partners
Factoring Partners
Factoring Partners
FAQ's
FAQ's
FAQ's
Do I have to KYC/KYB
Yes. You’ll need to complete Know Your Customer (KYC) and Know Your Business (KYB) procedures. This involves verifying your identity and business information to ensure compliance with regulations. The KYB and KYC alongside other requirements will not be handled by Request Network but by the financial institutions we are partnering with for the factoring service.
Is there a credit-score involved, or how do I prove creditworthiness?
Can I factor my invoice if the payment is not on the blockchain?
How long it takes to receive an answer after I submit the form?
How is the payment settled?
What guarantees that the payment will be settled?
How is Request Network involved in this process?
Does Request Factoring also cover Reverse Factoring?
Do I have to KYC/KYB
Yes. You’ll need to complete Know Your Customer (KYC) and Know Your Business (KYB) procedures. This involves verifying your identity and business information to ensure compliance with regulations. The KYB and KYC alongside other requirements will not be handled by Request Network but by the financial institutions we are partnering with for the factoring service.
Is there a credit-score involved, or how do I prove creditworthiness?
Can I factor my invoice if the payment is not on the blockchain?
How long it takes to receive an answer after I submit the form?
How is the payment settled?
What guarantees that the payment will be settled?
How is Request Network involved in this process?
Does Request Factoring also cover Reverse Factoring?
